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Loans

A loan is money, property, or other material goods given to another party in exchange for future repayment of the loan value or principal amount, along with interest or finance charges. A loan may be for a specific, one-time amount or can be available as an open-ended line of credit up to a specified limit or ceiling amount.

Type Of Loans

When you wish to purchase a house, applying for a home loan can help you to a great extent. It provides you the financial support and helps you buy the house for yourself and your loved ones. These loan generally come with longer tenures (20 years to 30 years). The rates offered by some of the top banks in India with their home loans start at 8.30%. Your credit score is checked before the loan request is approved by the lender. If you have a good credit score, there is a fair chance that you will be able to enjoy lower rates of interest with your home loan.

Pradhan Mantri Awas Yojana (PMAY)

Home Loans get more affordable than ever, with assistance from the Pradhan Mantri Awas Yojana (PMAY) for first-time homeowners. Reduce your Home Loan EMIs with PMAY, by getting a Home Loan at an interest rate of just 6.93%*, and save up to Rs. 2.67 lakh on interest*. Get a Home Loan under PMAY even if your parents own a home, and thus have the chance to become a homeowner yourself.

Easy Balance Transfer Facility

Refinance your existing home loan with Bajaj Finserv, with minimal documentation and faster processing. Apply for home loan transfer, and get a top-up loan at nominal interest rate.

Top-up Loan

Finance your other requirements with a high-value top-up loan over and above your existing housing loan. Get a top-up loan up to Rs. 50 lakh without any extra documentation, at nominal rate of interest.

Flexible Tenor

Flexible tenors ranging up to 240 months, to fit your repayment capacity.

Minimal Documentation

Easy Home Loan eligibility criteria and minimal documentation, to help you get your loan faster.

In the real estate and housing finance market today, we regularly come across the term “Home Loan Against Property”. Loan against property is nothing but a loan which you avail by keeping your commercial/residential property as a collateral. Another name for Loan against property is a secured loan. The security in this kind of loan is the property owned by the person applying for the loan. The value of your property decides the amount of potential loan you will be sanctioned.

High-value loans made affordable

Banks & NBFC gives you access to a higher loan amount at affordable Loan Against Property interest rates. Salaried individuals get a high loan amount up to Rs.1 crore, while self-employed individuals can avail a loan of up to Rs.3.5 crore.

Hassle-Free Loan Disbursal

Simple loan against property eligibility criteria, minimal documentation and doorstep service makes the loan application process a hassle-free one.

Flexible Tenure

Salaried individuals can select a tenure ranging from 2 to 20 years and repay the loan conveniently. Self-employed individuals can select a tenure of up to 18 years to repay the loan. You can part-prepay or prepay your loan anytime at minimal charges.

Easy Balance Transfer Facility

Transfer your existing loan using Loan Against Property Balance Transfer facility to Bajaj Finserv with minimal documentation and quick processing and get a high-value top-up loan.

Flexi Dropline Feature

Borrow as you go and pay interest only on the amount utilised. Manage your finances effectively and pay interest-only EMIs.

Online Account Management

Access your loan details anytime and anywhere via customer portal – ExperiaWith tools like Loan Against Property Eligibility Calculator and Loan Against Property EMI Calculator, you can manage your loan easily.

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